Exclusive Services

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Estate Planning

Estate planning is the responsible way of planning for and protecting you and your family.

While nobody wants to think about death, incapacity, or disability, establishing an estate plan is one of the most important steps you can take to protect yourself and your loved ones.  Proper estate planning not only puts you in charge of your finances, it can also spare your loved ones of the expense, delay and frustration associated with managing your affairs when you pass away, become incapacitated, or disabled.

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Trust Administration

While losing a loved one is never easy. At a time when you may want nothing more than to heal and recover from your loss, you are being asked to make decisions on transferring, inheriting or administering property left behind by your loved one. 

It can be extremely difficult to deal with courts, paperwork and legal proceedings at this emotional time of your life. The decisions you must make can be more complicated than you would have thought, and those decisions are made more difficult when family members or friends are all giving you “advice.”  We can not only help you make the right decisions for your loved ones and the future, we can also answer your questions and concerns if you are dealing with the estate administration of a loved one.

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Probate

Probate in the state of California is a legal process in which the estate of a deceased person is distributed to heirs and/or designated beneficiaries and allowed debts are properly paid. The purpose of probate is to prevent fraud following a death. If there were no probate, asset distribution would be chaotic and unfair. If the decedent leaves a will, then the assets in the estate will be distributed according to the will. If the decedent does not leave a will, the assets in the estate will be distributed according to California state law.

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Bankruptcy

Chapter 7 Bankruptcy allows individuals and families who are experiencing financial difficulties to discharge their debts and have a “Fresh Start”. This bankruptcy wipes out most credit card debt, medical bills, lines of credit and other past due accounts.

Chapter 13 Bankruptcy is a repayment plan whereby individuals and families pay off their debts over a period of three to five years. Their bankruptcy requires that you have regular income and after expenses have some amount left over to pay off their debts.

California bankruptcy laws allow you to exempt certain property from creditors, protecting what you own. Most, if not all, of your assets, including automobiles, are “exempt” allowing you to keep your property in a typical Chapter 7 bankruptcy. In a Chapter 13 bankruptcy you are able to keep all of your assets you choose because your debts are repaid or discharged.